Health insurance costs are out of control. We're all painfully aware of this inflationary spiral. Monthly premiums are through the roof. Co-payments keep going up and up. Out-of-pocket expenses are so high we often wonder what we're saving by purchasing health insurance at all. Every family has been

In the field of statistics, a five-point rating scale is commonly used to evaluate all sorts of personal responses, feelings, and assessments. This frequently used tool is known as the Likert scale, and most people have completed such a rating device on numerous occasions, most typically in consumer